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Tax Return Offset – The Federal Government can LEGALLY steal your money that you’ve worked so hard for. When you file your taxes, the feds will keep it. This program is called the Treasury Offset Program.
What is the Treasury Offset Program?
- Take your Federal Tax refund with out going to court. Now your state tax refund are being taken also.
- If you are married, spouses tax return maybe taken as well
- Social Security benefits
- Basically almost ANYTHING printed by the Treasury Department
MR. KAYs Notes: Department of Education has historically been responsible for the LARGEST volume of offsets year after year. Why? Because… they DO NOT need any court order to garnish your wages!
WATCH THIS VIDEO NOW!!
What Happens to My Tax Return If It’s Taken?
- 100% will go towards your INTEREST ONLY! If your tax return that was taken from you…. DOES NOT cover the interest only payments.
MR. KAYs Notes: If your interest is higher than what the Tax Offset is… this means your balance will NEVER go down. Just because you taxes are taken – DOES NOT mean you will not have to make a payment.
Know YOUR Status – to STOP Tax Offset
- Not Certified: You WILL get your Tax Return
- Pre-Certified: You WILL NOT receive your tax return starting this year…
- Certified: You’ve BEEN and WILL continue to have your Tax’s Seized until you are out of default….
How Do I Check My Status?
- Call the Collection Agency and cross your fingers hoping that you get an accurate answer…
- Call Department of Educations Customer Service Line —> 800.621.3115
- Call the US Treasury’s Tax Offset Department.
To Learn More On HOW to get financially FREE from your student loan troubles…
Visit http://www.StudentLoanBluePrint.com
Please leave me a comment, rave review, questions, and etc. I hope to hear from you soon.
Sincerely,
Mr. Kay Production Manager
Rogue Student Loan Collector
The Confessions of a Student Loan Collectors – Visit: www.FreeStudentLoanStuff.com to get the most shocking truth about defaulted student loans. .
Why should you listen to me?
- I am a Production Manager for a top ranked federal student-loan collection agency who is contracted with Department of Education. Our firm’s job is to basically locate and recover billions of dollars in defaulted federal student loans.
- My team has collected well over 7 Billion dollars from doctors, single mothers, college students, veterans, people of disability, unemployed and anyone who is behind on federal student loans. I have developed a powerful unique course that exposes every tactic that I have used to collect hundreds of millions from unaware student loan borrowers just like you.
Why am I releasing this information?
Subscribe to our blog via email or RSS to get more great posts like this one.
by Mr. Kay - Student Loan Collector
Your Thoughtsby August 24, 2010
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Today we will go over defaulted Federal Student Loans. Today’s topic will be…. “How to STOP student loan garnishment 101″. Before I get into the meat and potatoes… see what others are saying.
“Mr. Kay – your information is great! I was skeptical at first but your content is fresh and new. Some of the strategies you told me about how to stop the garnishment did wonders. I love the mail address technique. Just using one strategy I didn’t get my pay check taken away. Keep spreading the word – Emily Kim – Texas”
Now lets get to the lesson…
Benefits of Stopping the Garnishments
- Make payroll person’s life easier…
- STOP the embarrassment
- STOP the percentile deduction
- Take CONTROL of your own money
Importance of Getting Loans OUT of DEFAULT
- Negative remark removed form credit
- Get Majority of collection fees waived
- deferments and forbearance
- Have more flexible payment options
3 steps to stop you’ll need to STOP the garnishment.
- Send in “Request for hearing” document
- Send in “Financial Statement” document
- Send in Proof of Income and Obligations
#1 – Sending Request for hearing
- Obtain the document - Click HERE to Obtain Document to STOP Student Loan Garnishment
- Fill out the document
- Decide on the hearing Method
- Written Hearing
- in person – Hearing
- Over the Phone Hearing
#2 – Send in YOUR “Financial Statement”
- Obtain the document
- Fill out the document
Complete ALL items, report ALL expenses, report HOUSE HOLD income, ALL LEGAL DOCUMENTS MUST MATCH UP. Failure to Provide “proof” will lead to the DENIAL of your claim!
#3 – Send Proof of Income and Obligations (bills(
- Send copies of ALL of your bills
- Send in Proof of Household income
- 2 MOST recent paycheck stubs
- Recent tax documents (FOR EVERYONE IN YOUR HOUSEHOLD)
MR. KAY’S NOTES – Mail this document using certified mail! Make sure you follow up with collection agency. Keep a detailed track record for EVERYTHING! This will protect you if the collector uses the “we never got it” line….
Please leave me a comment, rave review, questions, and etc. I hope to hear from you soon.
Sincerely,
Mr. Kay Production Manager
Rogue Student Loan Collector
The Confessions of a Student Loan Collectors – Visit: www.FreeStudentLoanStuff.com to get the most shocking truth about defaulted student loans.
.
Why should you listen to me?
- I am a Production Manager for a top ranked federal student-loan collection agency who is contracted with Department of Education. Our firm’s job is to basically locate and recover billions of dollars in defaulted federal student loans.
- My team has collected well over 7 Billion dollars from doctors, single mothers, college students, veterans, people of disability, unemployed and anyone who is behind on federal student loans. I have developed a powerful unique course that exposes every tactic that I have used to collect hundreds of millions from unaware student loan borrowers just like you.
Why am I releasing this information?
Subscribe to our blog via email or RSS to get more great posts like this one.
by Mr. Kay - Student Loan Collector
Your Thoughtsby
12
Hey Friend,
Not to long ago – I sent out a survey to my entire mailing list so I can better serve you all.
We had a response rate of over 3,1000+ student loan borrowers. I wanted to personally thank each and everyone of you who has filled out the survey. I will be emailing you a special gift to those who participated.
These numbers gave me an insight on what I must to better serve you all. Take a look at the results.
————————————————————-
1. What is your student loan status?
Current—13.8%
Current but it’s getting hard to make payments—3.4%
Missed 1-6 months of payments— 3.4%
Not paid over 6 – 12 months— 6.9%
Not paid over 12+ —37.9%
Currently in deferment and it’s running out —10.3%
I have no idea – I get collection calls —34.5%
2. What type of student loan do you have?
Federal Student Loan —96.8%
Private Student Loan —12.9%
Other —3.2%
3. What is your loan size?
Under $1,500—0.0%
$1,500 – $5,000—9.7%
$5,001 – $10,000—16.1%
$10,001 – $20,000—9.7%
$20,001- $40,000—16.1%
$40,001 + 51.6%
This surprised me… I assumed that most people would be in the $20k to $40k range… but as the old saying… If you assume, you make an “ass-out-of-u-and-me”. An astonishing 51% has a student loan size of over $40,000! This mean – I need to go over more in details on how to handle jumbo student loans because you have different strategies you must implement. – Mr. Kay
4. What is your age group?
18 – 24—3.2%
25 – 35—19.4%
35 – 45—38.7%
45 – 55—25.8%
55 – 65—12.9%
65+—0.0%.
This did not surprise me but… I am glad we do not have any one with the age over 65+ who is dealing with student loan troubles. If you are under the age of 65 – you need to take care of your loan… other wise you may end up in your 50′s or 60′s dealing with your student loan troubles. Keep in mind Department of Education can garnish your SSI check. – Mr Kay
5. What is your gender?
Male—61.3%
Female—38.7%
More males are defaulted in student loans… or maybe more guys are really looking for an answer instead of the women. This one is really subjective. – Mr. Kay
6. Did you graduate?
I went to a few college classes—41.9%
I graduated college —22.6%
I graduated college and went back to school for higher education—35.5%
7. What is your BIGGEST trouble with student loans? (select one ONLY)
I’m getting harassing collection calls —26.7%
I want to settle out —33.3%
I want to get lower payment —23.3%
I’m being garnished —30.0%
I want my tax returns —20.0%
I’m being sued by Dept. of Education —0.0%
Based on this… we will release more info on Settlements, garnishment, harassing calls, and lower payments. – Mr. Kay
8. Would you be interested in a company who can help you consolidate your student loan payments to one low monthly payment?
Yes, I love it! Please send me more information —30.0%
Yes, I want lower payments – what is consolidation?—33.3%
No, I do not want to consolidate—40.0%
9. Would you be interested in a place (social network site) to discuss topics about student loans? Examples – News updates, Student Loan Forgiveness, State changes, Private loans, How to get back to school, Talk about student loan experiences, etc etc
Please set this up immediately—51.6%
I’m some what interested—19.4%
I need more information to decide—32.3%
We will be releasing this shortly as well. Student loan borrowers sharing experiences with other student loan borrowers. Stay tuned. – Mr. Kay
Thank You for your support.
Sincerely,
Mr. Kay Production Manager
Rogue Student Loan Collector
.
Why should you listen to me?
- I am a Production Manager for a top ranked federal student-loan collection agency who is contracted with Department of Education. Our firm’s job is to basically locate and recover billions of dollars in defaulted federal student loans.
- My team has collected well over 7 Billion dollars from doctors, single mothers, college students, veterans, people of disability, unemployed and anyone who is behind on federal student loans. I have developed a powerful unique course that exposes every tactic that I have used to collect hundreds of millions from unaware student loan borrowers just like you.
Why am I releasing this information?
Subscribe to our blog via email or RSS to get more great posts like this one.
by Mr. Kay - Student Loan Collector
Your Thoughtsby August 12, 2010
